Undergraduates from Wales will remain on Plan 2 Plan 5 is new in 2023 for undergraduates from England.You may be on more than one plan if you’ve taken out more than one loan, for example for undergraduate (UG) or postgraduate (PG) study. You need to know which plan you have in order to know how much you’re likely to repay each month. The repayment plan you're on will depend on when you started a university course and took out your loan, and the nation you were deemed to be living in before you started studying. It’s important to note that repayments are based on your earnings, and that many students are unlikely to repay the loan before it is written off (see the foot of this page). ![]() The results are for illustrative purposes only since the exact repayments will depend on the actual salary earned throughout the period. ![]() The calculator estimates how much you may repay overall, assuming your likely starting salary. Student loan repayment calculator (Money Saving Expert) How are the results calculated? It shouldn’t be considered as financial advice. ![]() This calculator gives a broad indication of what you could repay for a Plan 2 loan if you’re from England or Wales and began university after autumn 2012, and before 1 August 2023 for England.
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